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The name of the author is Ernie. South Carolina is where we've lived for years and I have everything else but that I'd like here. I work as a procurement officer and I'm doing pretty good financially. The thing he adores most is playing crochet and hubby would never stop doing the same. He's not godd at design but may want to check his website: http://www.shikarpurhighschool.com/understanding-401k-to-gold-ira-rollover-a-comprehensive-guide/